BISP New ATM Card 2025: How to Withdraw Your Rs. 13,500 Installment (Step-by-Step)

The Government of Pakistan has begun rolling out a new BISP ATM card so beneficiaries can withdraw the Rs. 13,500 Kafaalat installment directly from ATMs—without agents, cuts, or long queues. Below is a clear, human-friendly guide covering eligibility, card collection, activation, withdrawal, safety tips, and common fixes.

Quick Snapshot (October 2025)

• Benefit amount: Rs. 13,500 per installment

• Channel: New BISP ATM Card at partner bank ATMs

• Who gets it: Verified BISP beneficiaries notified via 8171 SMS

• What you need: Original CNIC, 8171 SMS, and card activation/PIN

Why the New BISP ATM Card Matters

• Direct access to cash: No middlemen, no deductions

• 24/7 availability: Withdraw when it suits you

• Privacy & dignity: Secure PIN-based withdrawals

• Transparency: Digital trail at bank ATMs

Step-by-Step: From SMS to Cash in Hand

1) Wait for the 8171 SMS

You’ll receive a message confirming your card is ready and where to collect it.

2) Collect Your Card

Go to the mentioned BISP Tehsil Office or designated bank branch with:

• Original CNIC

• A photocopy of CNIC (if asked)

• The 8171 SMS on your phone

3) Activate the Card

Activation may happen at:

• Branch counter (biometric + initial setup), or

• ATM of the assigned partner bank

4) Create Your PIN

At first use, insert card → choose Create/Change PIN → set a 4-digit secret PIN.

Tip: Avoid obvious combinations (0000, 1234, birth year).

5) Check Balance

Insert card → Balance Inquiry to confirm your Rs. 13,500 has arrived.

6) Withdraw Your Rs. 13,500

Insert card → Cash Withdrawal → enter 13,500 (or any smaller amount if you prefer partial withdrawal) → collect cash + receipt.

Where You Can Use the Card

• Partner bank ATMs (commonly HBL, Bank Alfalah, UBL, Meezan—exact partners may vary by district)

• BISP Tehsil Offices (support, card collection, complaints)

Also Read: BISP Payment Delay October 2025 – Reasons, Solutions, and Official Updates

Old vs New: What Changed?

Documents You May Need

• Original CNIC (valid, not expired)

• 8171 SMS confirming card readiness

• Proof of BISP registration (if asked)

• Registered mobile number (in your name)

Safety & Best Practices

• Never share your PIN—not even with bank/BISP staff

• Change PIN every 3–6 months

• Use well-lit, busy ATMs; avoid help from strangers

• Take the receipt and count cash discreetly

• If card is lost/stolen, block immediately via bank helpline/BISP office

Troubleshooting & Quick Fixes

Simple Withdrawal Checklist

• Got 8171 card-ready SMS

• Collected card with CNIC

• Activated card + set PIN

• Checked balance

• Withdrew Rs. 13,500 and took receipt

FAQs

Q1. Can I take the money in parts?
Yes. You can withdraw in multiple smaller transactions until the full Rs. 13,500 is used.

Q2. What if I didn’t get the 8171 SMS yet?
You’re likely in a later batch. Periodically check status via 8171 and keep your CNIC valid.

Q3. Can someone else withdraw on my behalf?
No. Withdrawals require your card + your PIN (and in some cases biometric at branch). Do not share your PIN.

Q4. Is there any fee at the ATM?
BISP payments are free to withdraw at partner ATMs. Keep the receipt to report any issues.