MG HS 2025 Easy Installment Plan in Pakistan – 30% Down Payment Option (Full Details)
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MG HS 2025 Easy Installment Plan in Pakistan – 30% Down Payment Option (Full Details)

The MG HS 2025 continues to be one of the most stylish and premium crossover SUVs in Pakistan. With its sleek design, powerful performance, and luxurious features, it has quickly become a top choice for families and young professionals. However, the full price of the MG HS can be challenging for many buyers — which is why the Bank of Punjab (BOP) has introduced an easy installment plan with just a 30% down payment.

In this detailed guide, we’ll explain the latest MG HS price, installment structure, monthly payments, and total cost breakdown — so you can plan your purchase smartly and confidently.

Why MG HS 2025 Is So Popular in Pakistan

Since its launch, the MG HS has carved a strong position in Pakistan’s automobile market. It offers the perfect balance between comfort, performance, and technology, making it one of the most attractive SUVs in its class.

Here’s why it’s such a crowd favorite:

  • Premium design: A bold front grille, LED headlights, and sporty stance

  • Luxurious interior: Leather seats, panoramic sunroof, and ambient lighting

  • Smart features: 10.1-inch touchscreen, Apple CarPlay, and Android Auto

  • Safety first: Multiple airbags, 360-degree camera, and traction control

While it offers premium comfort and technology, its high upfront price remains a hurdle for many buyers. That’s where the easy installment plan steps in.

MG HS 2025 Price in Pakistan

Here are the official MG HS prices in Pakistan (October 2025):

Model Price (PKR)
MG HS Trophy Edition Rs. 8,399,000
MG HS PHEV (Plug-in Hybrid) Rs. 9,899,000

These prices are ex-factory and may vary slightly based on location, dealer margins, and registration costs.

MG HS Installment Plan 2025 (Through Bank of Punjab)

To make the MG HS more accessible, the Bank of Punjab (BOP) has introduced a 7-year easy installment plan that allows you to buy the SUV with a 30% down payment.

This means you can drive home your dream MG HS without paying the full price upfront — and spread your payments comfortably over several years.

🔹 Example: MG HS 7-Year Installment Plan Breakdown

Year Monthly EMI (PKR) Insurance (PKR) Total Monthly Payment (PKR)
1 142,722 8,834 151,556
2 142,722 7,852 150,575
3 142,722 6,871 149,593
4 142,722 5,889 148,612
5 142,722 4,908 147,630
6 142,722 3,926 146,648
7 142,722 0 142,722

Total Tenure: 7 Years
Base EMI: Rs. 142,722 per month
Down Payment: 30% of the car’s total price

This structure makes payments easier each year as the insurance cost gradually decreases, while your loan repayment (EMI) stays the same.

By the final year, you’ll only pay the EMI — making it more affordable toward the end of the plan.

Also Read: Apni Zameen Apna Ghar Program 2025 – How to Check Application Status Online

MG HS 5-Year and Short-Term Plans

For those who prefer shorter payment periods, MG also offers 5-year installment options with different down payment structures. While monthly payments are slightly higher, the overall interest paid is lower, making it a good option for those who can afford higher EMIs.

You can confirm specific rates, tenure, and eligibility through your nearest MG dealership or Bank of Punjab auto finance branch.

Benefits of Buying MG HS on Installments

Buying your MG HS on installments not only helps with affordability but also brings several added advantages:

  • Low initial cost: Start with just 30% down payment

  • Flexible tenure: Choose between 5 or 7 years

  • Fixed EMI: Predictable monthly budgeting

  • Trusted financing: Backed by the Bank of Punjab

  • Immediate delivery: No need to wait for full payment

This plan makes luxury more attainable without putting unnecessary financial pressure on your monthly income.

Key Features of MG HS 2025

Before finalizing your purchase, here’s a quick look at what makes the MG HS stand out:

Feature Description
Engine 1.5L Turbocharged
Transmission 7-Speed Dual Clutch Automatic
Horsepower 160 hp
Fuel Efficiency 10–12 km/l (approx.)
Seating Capacity 5 Persons
Infotainment 10.1-inch Touchscreen, Android Auto & CarPlay
Safety 6 Airbags, Hill Assist, Parking Sensors
Drive Modes Eco, Normal, Sport, Super Sport

With these specifications, the MG HS offers a balance of style and practicality — ideal for city drives and family road trips.

Things to Consider Before Applying

While the installment plan makes the MG HS easier to own, keep these points in mind before applying:

  1. You must have a stable income source (salary or business).

  2. Your credit history should be clean.

  3. The insurance premium is mandatory during the financing period.

  4. Early settlement may involve a small processing fee.

By preparing these documents in advance, your approval process can be completed smoothly within a few days.

Final Thoughts

The MG HS Easy Installment Plan 2025 by the Bank of Punjab is a fantastic opportunity for those who dream of owning a premium SUV without paying the full amount upfront. With a 30% down payment, a 7-year flexible payment structure, and fixed monthly EMIs, this offer makes luxury affordable for middle-class families and professionals alike.

Whether you go for the MG HS Trophy or the Hybrid PHEV, both variants offer comfort, safety, and class — ensuring you get maximum value for your investment.

So, if you’ve been waiting to drive an MG HS, now’s the perfect time to book your test drive and apply for the installment plan through the official MG dealers or Bank of Punjab branches across Pakistan.

FAQs – MG HS Installment Plan 2025

1. What is the MG HS price in Pakistan 2025?
The MG HS Trophy is priced at Rs. 8,399,000, while the MG HS PHEV costs Rs. 9,899,000.

2. What is the minimum down payment required?
You can book your MG HS with just a 30% down payment through the Bank of Punjab.

3. What is the tenure of the installment plan?
You can choose between 5-year and 7-year financing options.

4. Does the installment include insurance?
Yes, the monthly payment includes a gradually decreasing insurance component.

5. Which bank is offering the MG HS installment plan?
The Bank of Punjab (BOP) is currently offering official MG HS installment plans in Pakistan.

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