Apni Zameen Apna Ghar Program 2025 – Offline Registration Now Open via AC Office

Lahore (October 2025): The Punjab Government has introduced an offline registration system for the Apni Zameen Apna Ghar (AZAG) Program 2025, allowing low-income families without internet or smartphone access to apply directly through their Assistant Commissioner (AC) offices. This ensures that deserving households across Punjab can participate fairly in this landmark housing scheme.

The program, launched under the leadership of Chief Minister Maryam Nawaz Sharif, aims to provide free 3-marla residential plots and interest-free loans to eligible families, empowering them with permanent housing and financial independence.

What is the Apni Zameen Apna Ghar (AZAG) Scheme?

The AZAG Program is a flagship housing initiative designed to help families who do not own any property. Key benefits include:

• Free 3-marla residential plots (675 sq. ft.)

• Interest-free loan of up to Rs. 1.5 million for house construction

• Transparent allotment through computerized balloting

• Priority for widows, disabled persons, and families below the poverty line

In Phase 1, more than 1,800 plots are being distributed across 19 districts of Punjab.

Who Can Apply Through AC Office Registration?

The offline method is meant for citizens who cannot apply online due to lack of internet access or digital literacy. Applicants must:

• Be a resident of Punjab with a valid CNIC

• Have no house or plot ownership in Pakistan

• Have a household income below Rs. 50,000 per month

• Be registered in the NSER survey with a PMT score of 60 or below

👉 Only applicants themselves can register — no representatives or agents are allowed.

Step-by-Step Guide – Offline Registration at AC Office

1. Visit your district AC office during official working hours

2. Approach the Apni Zameen Apna Ghar help desk

3. Submit original CNIC + photocopies along with required documents

4. Staff will verify NSER PMT score, income, and eligibility

5. Fill in the official registration form with guidance from staff

6. Data will be entered into the government database

7. Eligible applicants will be added to the transparent balloting system

8. If selected, you will be notified for plot allotment and housing loan details

📌 Important: The process is completely free. No fees or bribes are required. Report any fraud immediately.

Documents Required for Offline Registration

• CNIC (applicant + spouse if married)

• Punjab domicile / proof of residence (utility bill or rent agreement)

• Family Registration Certificate (FRC) from NADRA

• Income proof (salary slip or affidavit for self-employed)

• NSER registration number or PMT score slip (≤ 60)

• Nikah Nama (if applicable)

• Disability or widow/orphan certificate (if applicable)

Helpline for Complaints & Support

The Punjab Government has set up a dedicated helpline for transparency:

📞 Helpline Number: 0800-09100
👉 Report fraud, bribe demands, or unauthorized agents immediately.

Why Offline Registration Matters

Many rural and low-income families lack digital literacy, smartphones, or stable internet. This offline registration system ensures inclusivity, allowing every eligible family to apply. The initiative aims to:

• Reduce poverty through home ownership

• Provide dignity and security to low-income households

• Empower women and marginalized communities

• Strengthen social equality through fair housing opportunities

Conclusion

The Apni Zameen Apna Ghar Program 2025 is one of Punjab’s most ambitious housing initiatives. By introducing offline registration at AC offices, the government ensures that every deserving family has access to apply, regardless of digital limitations.

📌 If you meet the eligibility criteria, visit your local AC office today with complete documents and secure your chance to own a home.